FAQ: What is MedPay?

When considering auto insurance options, many drivers choose to add MedPay to their policy for extra peace of mind in the event of an accident.

Medical payments coverage, often referred to as “MedPay,” is additional coverage that can be added to an auto insurance policy. It is optional in most states and serves as supplemental health insurance to help cover medical expenses after a vehicle accident, no matter who is at fault.

A benefit of adding MedPay is that it provides coverage to you as a driver, passenger and pedestrian and may cover passengers in your vehicle and any pedestrians you may injure.

Types of services MedPay will cover:

  • Treatment of injuries, including medical, dental, surgical and chiropractic care
  • Ambulance fees and emergency room services
  • X-rays
  • Medical equipment, including prostheses
  • Rehabilitation and nursing care
  • Health insurance deductibles or copays

Mike Wyatt, personal injury attorney and partner at Mann Wyatt Tanksley Injury Attorneys, said that MedPay coverage will take effect no matter which driver is found to be at fault for the accident.

“This coverage is in addition to health insurance benefits,” Wyatt said. “If health insurance benefits are applicable, typically MedPay pays first until those limits are exhausted.”

Contact a Personal Injury Attorney

If you have questions about MedPay or you’ve recently suffered a personal injury, contact Mann Wyatt Tanksley Injury Attorneys to set up a free consultation today. With more than 60 years of combined litigation experience, we have helped clients receive the compensation they deserve for:

  • Medical treatment
  • Rehabilitative care
  • Lost wages from time taken off work
  • Future lost income for disabling injuries
  • Property damage
  • Pain and suffering
  • Emotional trauma

Request a free consultation with our team of personal injury attorneys or contact us directly at (877) 768-2400.